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FREQUENTLY ASKED QUESTIONS
  • My financial institution said I am on the consumer reporting agency ChexSystems, Inc. What are the implications of this and is there a way for me to get a copy of that report?

Your ChexSystems report contains banking irregularities such as check overdrafts, unsatisfied balances, depositing fraudulent checks, or suspicious account handling that other banks have reported in the past five years. It can help you understand the reasons for being denied a checking account. Click here to order a copy your report.

  • What about my credit report? Can I get a copy of it and learn more about its effects?

There are three credit bureaus that each offer you one free credit report per year. They are Equifax, Experion and Transunion. To get started, visit www.annualcreditreport.com

  • How can I protect myself against identity theft?

The Federal Trade Commission, as the nation’s consumer protection agency, wants to make sure you have the information you need to help fight back against identity theft. This site is designed to help you learn the steps to Deter, Detect and Defend against identity theft



ADDITIONAL RESOURCES
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